UPI NEW CHARGES 2026 CLARIFIED

UPI (unified payment interface) payments charges news update 2026 clarified.

important points

1. THESE CHARGES ARE NOT FOR CUSTOMERS (THE PERSON WHO BUYS).

OBSERVE THE BILL CAREFULLY AND SEE IF THERE ARE ANY ADDITIONAL CHARGES. SOME SELLERS MAY TRY TO PUT THE CHARGES ON THE CUSTOMER. THE SELLER MAY ALSO TRY TO AVOID UPI PAYMENT AND ASK FOR CASH. THE EXTRA CHARGE FOR SELLER IS ONLY IF THE CUSTOMER BUYS A PRODUCT ABOVE 2000 RUPEES.

SO, WE, THE COMMON PEOPLE WHO BUY GOODS USING UPI SHOULD NOT BE CONCERNED ABOUT THIS NEW CHARGES IMPLEMENTATION BY GOVERNMENT OF INDIA

UPI CHARGES BASED ON SELLER OF MERCHANT POINT OF VIEW

COMMING TO THE MERCHANT OR SELLERS POINT OF VIEW, THE CHARGES CALLED 'MERCHANT DISCOUNT RATE (MDR) OF 0.4 PERCENTAGE WILL BE APPLICABLE ON RECEIVING PAYMENTS ABOVE 2000.

SO IF A SELLER RECEIVES 2500 RUPEES

HIS CHARGES WILL BE

2500 * .4/100

=2500*.004

= 10 PLUS GST OF 18%

= 10+.18

=10.18 RUPEES WILL BE CHARGED FOR SELLER OR MERCHANT

IMPORTANT NOTE

NO CHARGE FOR CUSTOMERS. YOU CAN USE YOUR UPI, SCAN ANYWHERE AND DO NORMAL PAYMENTS AS ALWAYS